How much life cover?

The main earner in the household has a huge financial responsibility and should anything happen to you, most people would want to ensure they had sufficient cover for the family. Equally if you are a full-time carer for a family member you will no doubt want to ensure that you have sufficient cover should anything happen to you.

We believe it is enough to produce around two thirds of your earnings or £20,000 for professional care each year. We also recommend a minimum £150,000 of life cover per new born child.

To work it out exactly for your individual circumstances, click here for our life cover calculator.



Until your dependants are old enough to look after themselves. We believe that 20 years is about right for most people. Or until your savings can provide for you and your partner. We think by the time you are 60 should be sufficient.

Now you’ve worked that out, what’s next? We believe the rest of your questions can be answered from the selection at the top of the page.

You choose.

More life insurance info Life Cover Critical Illness Cover Income Protection Family Income Benefit Trust